They say “money doesn’t buy happiness” but try traveling without it and for us travel makes us HAPPY! The more money we have, the more we can travel and the happier we are! Because travel makes us happy, we’ve prioritized most of our energy, focus and finances towards travel. I also love a good cup of coffee and hanging out in funky cafes. My 25-year-old self would laugh at me now if he knew I prefer a comfy couch in a cafe sipping on lattes with friends than getting rotten drunk in pub – well, most of the time, I do still enjoy a few beers, and sometimes a few too many, but I just can’t do hangovers anymore! There are a lot of articles written about how to save money for travel, heck, even I’ve written a few in the past and possibly will again. Most of them focus on cutting back on the small things, or things that bring us joy, and an outlet from the chaos of life. They suggest things like: cutting coupons putting all your loose change in a jar use a fan instead of A/C canceling cable TV Use energy efficient light bulbs canceling your gym membership and giving up your daily coffee!! All those things can and do add up, and some can even be great for the environment and your health, and I do follow that advice for the most part, but I’m tired of scrimping and saving on every little thing and cutting out the enjoyment in life. We’ve done this in the past too but have slowly learned that sometimes small actions tend to give you small results, and not much joy! If you want to make travel a priority in your life – and no I’m not talking about quitting your job and traveling the world – I’m talking about more weekend getaways and taking your family on that dream two week vacation each and every year, then it might be time to focus on making bigger changes to create more disposable income than simply cutting out your daily coffee! One of my favorite authorities on money is Ramit Sethi, founder of I Will Teach You To Be Rich. He speaks about, “Living a rich life is not about using coupons and cutting out your daily coffee or green juice. This can be a good thing to do when you’re saving for anything, BUT, it’s not going to make a big difference.” Sure, a $4 coffee per day is $120 per month to fuel your caffeine habit and $1,440 per year you could put towards travel. $1,400 is nice, and can get a solo traveler an international flight or an all-inclusive domestic trip at home, but it doesn’t go far four a family of four. I’d rather focus on ways to create an extra $20k, $30K, even $50k per year in disposable income. Can you find other ways to free up a lot more cash than your daily coffee over the long term? I think you can. Go sunset sailing around Great Keppel Island in Queensland, Australia I don’t want to cut out all the little things in my life that bring me joy – like my daily coffee! I enjoy my daily takeaway coffee and sitting at the beach, or working online out of a cafe. I don’t want to give that up. We put a lot of focus and priorities on other areas of our life and this is my little treat. And in Australia, our coffee is so good it’s hard to resist. You’ve got to enjoy the journey, not just the destination, right? We’re not 25-year-old backpackers anymore on a round-the-world trip and my days of roughing it are over. I don’t want to eat baked beans out of a can or crash in a 4-bed dorm of a hostel. Those days were fun, but we have evolved as a family in how we live and travel and we desire a few more comforts than that – and treats. If you’re a backpacker, or going through a mid-life crisis and planning a never-ending sabbatical or taking a career break for a round-the-world trip, this post is probably not of interest to you. Your focus might be a little different than the typical family, couple, or solo traveler who works a 9-5 and has limited time and money for weekend getaways and just wants to take their annual 2-week dream vacation. However, if you’re a family (or a couple or solo) living in the burbs and want to create more travel in your life on a consistent basis, this post is for you! Fraser Island, Queensland, Australia We know from all the emails we get from our readers that “lack of money” is one of the biggest things holding you back from having more travel in your life. Maybe now is the time to start thinking about your finances and channeling what money comes into your life in the right direction. Quick disclaimer – I’m not a financial planner and you should always seek professional advice when making big financial decisions. And I’m not a health expert on the pros and cons of coffee. But who is, one-week coffee cures cancer the next week it causes it. Today I’m not going to be talking about turning off the heat and shivering through winter to save some dollars. I know, saving money for travel can be easier said than done and everyone has different financial challenges and backgrounds and you can only do the best you can with what you have, but I want to share some ideas or choices you can potentially make so you stop working just to pay the bills. To create some serious money for travel, I believe you have to… Focus on the BIG wins! Changes that will potentially free up much more disposable income than simply cutting coupons or your daily coffee. Some of these strategies are exactly what we are doing behind the scenes in our life. These bigger problem areas can make a BIG impact on your life and finances not only for this year, but for many years to come. So, what long-term changes can you implement that will allow you to have that dream trip year after year after year? Let’s find a way to create consistent travel in your life, shall we?